Davidsons Homes > Own New

Own New

Buying a new home is easier with Own New.

Reduced rates could be yours!

  • Reduced interest rates
  • Buy with a 5% deposit
  • Own 100% of your home
  • Employed or self-employed
  • Available for houses or flats


How it works:

  • Find one of our properties you love
  • Arrange your mortgage with one of our approved Own New mortgage brokers
  • They’ll help you determine if Own New’s Rate Reducer is right for you
  • Own 100% of your new home


We have partnered with Own New to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of your home.



Everything you need to know:

Rate Reducer – Reduce your interest rate by up to 4% with Rate Reducer

Tackle the cost of living crisis with a reduced rate mortgage

  • Mortgage payments below 1% available with Own New Rate Reducer*
  • Sub 4% interest rates
  • Own 100% of your property

It’s a regular mortgage, just with lower monthly payments for the initial period. Own New’s Rate Reducer makes your beautiful new home a reduced rate reality.



*Terms and conditions

Examples are based on market interest rates, a average house price at each development, a 5% homebuilder incentive and a 2 year fixed, 60% LTV mortgage. Savings made in the initial 2 year fixed period. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it. Individual circumstances may apply. Lender criteria apply and mortgage loan value will vary depending on applicant and lender at the time of application. Subject to change. Please speak to one of our Independent Mortgage Advisers Advisors or contact our sales team. Davidsons Developments Limited, trading as Davidsons Homes do not offer mortgage advice. Any advice in this respect should be obtained from a mortgage adviser or lender. Davidsons Homes reserves the right to withdraw or alter any offers at any time prior to reservation. Davidsons Homes will determine in its absolute discretion which properties qualify as Qualifying Homes.

Frequently asked Questions

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